April Fool’s Day is all about jokes and pranks, but when it comes to retirement planning, getting fooled can cost you real money. Today, we’re uncovering the beliefs that fool retirees and pre-retirees into making bad financial moves. We’ll cover some of the most common myths that can derail your retirement plans and explain why they might not be as true as they seem.

Here are some of the common beliefs we discuss on today’s show:

• “Guaranteed” high returns are easily attained
• You better claim Social Security ASAP before it runs out
• Underestimating the “tax time bomb”
• The 4% rule makes retirement planning easy
• Assuming that your children will “just take care of you”

For more, visit us online: http://thefinancialanswer.com

Ever wonder what other people talk about with their financial advisors? A new survey of nearly 400 experienced advisors reveals the biggest concerns, challenges, and financial goals their clients are facing today. From retirement planning to healthcare costs to working longer than expected, we’re breaking down the key takeaways and how they compare to what we see in our own client conversations.

🔹 52% of clients seek financial advice for retirement planning – Is that the right focus?

🔹 38% of respondents worry about outliving their assets – How can you ensure lifelong financial security?

🔹 The average advisor’s client has saved $760,000 – Is that enough to retire?

🔹 Why more retirees are choosing to work past 65 – Is it financial necessity or personal choice?

Nathan also shares why financial planning is about more than just investing, and how working with the right advisor can make all the difference. Overall, this episode is packed with insights that can help listeners reflect on their own financial situations.

For more, visit us online: http://thefinancialanswer.com

Valentine’s season is all about love, but let’s be honest, money plays a huge role in any relationship. Whether you’ve been together for decades or are just starting out, financial stress can put a strain on even the strongest partnerships. So, how do you talk about money without killing the romance? In today’s episode, we’re looking at the questions every couple should ask about finances and retirement.

Here’s some of what we discuss in this episode:

• How can long-term couples keep financial peace and avoid ‘spender vs. saver’ battles?
• How can you support your family without compromising your own retirement?
• If you’ve kept separate finances for years, is it ever too late to merge money?
• What’s the best way for couples to handle financial curveballs without turning money stress in marriage stress?
• How can couples start the estate planning conversation without it feeling like a romance killer?

For more, visit us online: http://thefinancialanswer.com