Market headlines are screaming and your portfolio is bouncing around. You’re tempted to “do something,” but what actually makes sense when volatility kicks in? In this episode, Nathan breaks down four practical strategies for navigating downturns without losing your cool (or your long-term plan). If you’re feeling shaken by the market dip or wondering what to do the next time one rolls around, we’ll share some practical guidance.

Here’s some of what we discuss in this episode:

📱 Why watching the news can wreck your mindset

📉 Gut check: when fear meets strategy

🛠️ Smart investing is emotional discipline in action

🔁 Roth conversion opportunities during downturns

For more, visit us online: http://thefinancialanswer.com

April Fool’s Day is all about jokes and pranks, but when it comes to retirement planning, getting fooled can cost you real money. Today, we’re uncovering the beliefs that fool retirees and pre-retirees into making bad financial moves. We’ll cover some of the most common myths that can derail your retirement plans and explain why they might not be as true as they seem.

Here are some of the common beliefs we discuss on today’s show:

• “Guaranteed” high returns are easily attained
• You better claim Social Security ASAP before it runs out
• Underestimating the “tax time bomb”
• The 4% rule makes retirement planning easy
• Assuming that your children will “just take care of you”

For more, visit us online: http://thefinancialanswer.com

Ever wonder what other people talk about with their financial advisors? A new survey of nearly 400 experienced advisors reveals the biggest concerns, challenges, and financial goals their clients are facing today. From retirement planning to healthcare costs to working longer than expected, we’re breaking down the key takeaways and how they compare to what we see in our own client conversations.

🔹 52% of clients seek financial advice for retirement planning – Is that the right focus?

🔹 38% of respondents worry about outliving their assets – How can you ensure lifelong financial security?

🔹 The average advisor’s client has saved $760,000 – Is that enough to retire?

🔹 Why more retirees are choosing to work past 65 – Is it financial necessity or personal choice?

Nathan also shares why financial planning is about more than just investing, and how working with the right advisor can make all the difference. Overall, this episode is packed with insights that can help listeners reflect on their own financial situations.

For more, visit us online: http://thefinancialanswer.com

Valentine’s season is all about love, but let’s be honest, money plays a huge role in any relationship. Whether you’ve been together for decades or are just starting out, financial stress can put a strain on even the strongest partnerships. So, how do you talk about money without killing the romance? In today’s episode, we’re looking at the questions every couple should ask about finances and retirement.

Here’s some of what we discuss in this episode:

• How can long-term couples keep financial peace and avoid ‘spender vs. saver’ battles?
• How can you support your family without compromising your own retirement?
• If you’ve kept separate finances for years, is it ever too late to merge money?
• What’s the best way for couples to handle financial curveballs without turning money stress in marriage stress?
• How can couples start the estate planning conversation without it feeling like a romance killer?

For more, visit us online: http://thefinancialanswer.com

The day President Trump took office, he announced plans to implement a 25 percent tariff on goods from Mexico and Canada. Additional tariff conversations have exploded since that day. How might this impact your personal finances and the economy?

In this episode, we’ll take a closer look at the backstory of tariffs- what they are, why governments impose them, and the historical context of them. We'll also break down the new tariffs that have been introduced, their potential impact on everyday people, and what you can do to navigate this shifting financial landscape.

Here’s some of what we discuss in this episode:

• What are tariffs and their historical context?
• How will this impact the economy?
• The potential benefits of tariffs
• The overvaluation of the tech sector and the importance of diversification

Wolf Street Article:

https://wolfstreet.com/2025/02/03/what-trumps-tariffs-did-last-time-2018-2019-had-no-impact-on-inflation-doubled-receipts-from-customs-duties-and-hit-stocks/

For more, visit us online: http://thefinancialanswer.com

Inflation has been a hot topic in recent years and continues to be as we navigate through 2025. With rising prices affecting everything from healthcare to everyday expenses, its effect on long-term financial strategies is arguably more significant than ever. In this episode, we’ll explore how to adjust your retirement strategy to stay ahead.

Here’s some of what we discuss in this episode:

• How inflation in recent years has impacted retirement strategies and plans
• The rate of inflation Nathan assumes when building a retirement plan in 2025
• The types of investments or strategies that are most effective for combining inflation today
• The importance of diversification in managing inflation risks
• How to plan for inflation in the long term to protect your retirement lifestyle

For more, visit us online: http://thefinancialanswer.com

Brrr, it’s cold out there! Winter has a lot of people thinking about warmer weather. For some, that just means an annual vacation down south. But for certain retirees, they choose to live elsewhere through the brunt of winter, becoming “snowbirds.” Is snowbird life for you?

Join Nathan as he discusses the factors that drive people into the snowbird lifestyle, how remote work plays a role in doing this a little sooner than you might anticipate, where snowbirds are flocking to nowadays, and much more!

Here’s some of what we discuss in this episode:

• What drives people to become snowbirds?
• The role of remote work
• Where are snowbird retirees moving to?
• Cost and other things to consider
• How an advisor can help you reach your retirement goals

For more, visit us online: http://thefinancialanswer.com

Is rebalancing your portfolio a December tradition, a January jumpstart, or something triggered by a big life event or even the economy? Let’s explore the when, why, and how of rebalancing.

Here’s some of what we discuss in this episode:

• What is rebalancing and why it’s important.
• How life events can trigger a need to rebalance your portfolio.
• What is threshold rebalancing?
• When market conditions can impact rebalancing.

For more, visit us online: http://thefinancialanswer.com