In this compelling episode of the "Institute of Higher Earning" podcast, T.J., Nick, Tony and their guest, Kristin Gerst, delve into the complexities of the multifamily real estate market and the broader commercial sector, especially focusing on the current challenges surrounding commercial non-performing paper. With over $1.2 trillion in commercial paper facing rate resets, they discuss the immense pressure building in the market as interest rates double, potentially leading to significant financial distress for property owners.

Kristin highlights the intriguing investment opportunities emerging from these conditions, particularly in acquiring undervalued loans secured against commercial properties. Additionally, they tackle the critical issue of liquidity problems in the real estate market. As banks face the reality of resetting interest rates on loans, the tightening credit conditions could lead to a liquidity squeeze, making it harder for investors to refinance or acquire new properties under favorable terms.

This episode is crucial for understanding how to navigate these turbulent waters in commercial real estate, recognizing both the risks and opportunities that come with liquidity constraints and non-performing loans. Whether you’re an investor, a real estate professional, or just keen on the dynamics of the market, this conversation offers vital insights into surviving and thriving amid potentially the next real estate crash.

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Chapters:

0:00 - Kristin Gerst, Mortgage Note Investor

2:30 - Difference Between Now & 2008

6:30 - Bad Commercial Operators or Bridge Loan Risk

7:35 - "Value Add"

8:15 - Protecting Commercial Assets in a Rising Interest Environment

11:15 - Liquidity During a Crash

13:50 - Non-Performing Notes

16:15 - Dodd-Frank and Modern Banking Regulations

17:15 - Notes vs. Short Sales

18:40 - Regional Bank Risk

20:23 - Private Equity Funds Writing Bad Paper and the Consequences

22:50 - Forbarence

26:45 - Title Companies and RMLOs

31:00 - Embezzlement by Servicing Company

32:10 - Downfall of Commercial

33:55 - Interest Rates

38:40 - Defaults

40:00 - Affordability and Demand

43:50 - Fed Buying Mortgages

45:20 - Average Consumer

47:30 - 6 Months from Now

48:00 - Rents are Going Down

51:00 - Home Ownership vs. High Rise Amenities

52:20 - Stress Testing Your Deal

54:45 - Speed of Rate Drops

57:40 - Lack of Credit and Liquidity

1:00:00 - New Realtors in TX

1:04:45 - Cosplay and Yachts

In this episode of The Institute of Higher Earning, hosts TJ Kosen and Nick Sicilian welcome Bill Allen, a real estate entrepreneur and former Navy commander. Bill shares his journey from military service to becoming a successful real estate investor, the challenges and triumphs of raising a special needs child, and his transition to a more peaceful farm life. He also delves into the importance of leadership, the impact of joining a mastermind group, and the concept of extreme ownership. This episode is a must-listen for anyone seeking inspiration and practical advice on personal development and real estate investing.

Don't forget to subscribe to The Institute of Higher Earning podcast for more inspiring episodes with industry leaders and experts.

Join us for Episode 8 of The Institute of Higher Earning as we explore the land and development side of real estate with Malik Vaughn and Anthony Cedeno from Dallas based Renovate Holdings. From their beginnings in wholesaling to their expertise in land deals and JV dispositions, learn about the keys to their success and their innovative strategies for future growth. Discover how they navigate the challenges of land evaluation and the importance of maintaining strong supplier relationships. Don't miss this insightful episode on building a thriving real estate business and creating lasting wealth. Chapters: 0:00:00 - Guests Malik Vaughn and Anthony Cedeno with DFW Based Wholesaling Company "Renovate Holdings" 0:01:04 - Getting Started in Real Estate 0:02:19 - Building a Team and Roles 0:03:32 - Focus on JV Dispositions 0:04:33 - Challenges and Solutions in Land Deals 0:06:30 - Educational Journey in Land Investment 0:07:27 - Keys to Success in Land Business 0:10:47 - Profile of Ideal Suppliers and Partners 0:13:06 - Future Plans: Development and Direct-to-Seller Marketing 0:20:12 - Maintaining Business Integrity and Supplier Relationships 0:23:07 - Expansion into Direct-to-Seller Marketing 0:26:07 - Utilizing Technology and Systems for Growth 0:29:16 - Community Engagement and Networking 0:32:05 - Challenges in Rural Land Deals 0:38:30 - Long-term Vision: Land Development and Building Legacy 0:41:49 - Balancing New Initiatives with Current Business Operations 0:44:51 - Direct-to-Seller Approach and Future Business Structure

In this episode of the Institute of Higher Earning Podcast, hosts TJ Kosen and Nick Sicilian welcome Andrew Postell, a seasoned expert in lending and long-term real estate investing. Andrew shares valuable insights on various loan types, the impact of economic factors on mortgage rates, and strategies for successful real estate investment. He also discusses his personal journey from serving in the Marines to building a multimillion-dollar real estate portfolio. Whether you're a new investor or looking to expand your knowledge, this episode is packed with actionable advice and key takeaways for achieving financial independence through real estate.

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Elevate your real estate investment game with the ⁠#reiAF Mastermind!⁠ Join a community of ambitious investors where cutting-edge strategies, exclusive market insights, and personalized coaching converge to turbocharge your portfolio's growth. Whether you're looking to refine your investment approach, explore innovative opportunities, or expand your network with like-minded professionals, our mastermind is designed to propel you toward your goals. Don't miss the chance to transform your real estate journey. Book your consultation today and discover how the ⁠#reiAF Mastermind⁠ can redefine the landscape of your investment success. Your next level awaits – are you ready to step up? https://REIAF.com

--- Connect with us on these Socials: Instagram 📺: Nick - https://www.instagram.com/nicksic/ Tony - https://www.instagram.com/tjsicilian/ TJ - https://www.instagram.com/tjkosen/ TikTok 🎵: TSB - https://www.tiktok.com/@TheSicilianBrothers TJ - https://www.tiktok.com/@thetjkosen Websites👩‍💻: TSB - https://TheSicilianBrothers.com TJ - https://TJKosen.com

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Timestamps and Chapters:

00:00:00 - Introduction and guest introduction

00:00:24 - Andrew Postell's background in lending and real estate investing

00:01:04 - Discussion on conventional loans and non-QM loans

00:03:22 - Impact of job reports and market conditions on mortgage rates

00:05:26 - Challenges in the commercial real estate sector

00:07:07 - Strategies for residential real estate investment

00:09:16 - Importance of living below one's means and financial planning

00:11:14 - Andrew's personal journey from the Marines to real estate

00:13:31 - Value of a primary residence as an investment

00:15:08 - Importance of education and continuous learning

00:17:25 - Growth and potential in the Texas real estate market

00:19:34 - Tips for new investors and importance of networking

00:21:01 - Discussion on the future of mortgage rates and market predictions

00:23:00 - Andrew's worst deal and lessons learned from it

00:25:11 - Importance of commitment and dedication in real estate investing

00:27:12 - Andrew's approach to real estate investing and his goals

00:29:14 - How to get started in real estate investing with limited funds

00:31:14 - Importance of finding off-market deals and having a clear strategy

00:33:28 - Discussion on the value of college education and its impact on success

00:35:42 - Importance of professionalism and communication skills in business

00:37:50 - Andrew's motivation and drive for continued growth in real estate

00:39:53 - Importance of taking responsibility for one's future and taking action

00:41:48 - Discussion on the potential impact of Federal Reserve rate changes on the market

00:43:22 - Closing remarks and how to connect with Andrew Postell

In this dynamic episode of The Institute of Higher Earning, hosted from Dallas, TX, we're joined, all the way from the People's Republic of Austin, Texas, by the always insightful Kelly Smith from Easy Street Capital. Kelly brings her extensive experience in real estate financing to the table, discussing the intricacies of loan consulting and hard money lending. She delves into the challenges and opportunities within the current real estate market, sharing her predictions for interest rates and market dynamics as we approach an election year.

Kelly offers a wealth of knowledge on various financing strategies for investors, including flips, new builds, double closers, transactional funding, and rental programs. She emphasizes the importance of smart investment practices, the value of maintaining good credit and capital, and the potential shifts in the real estate landscape due to political and economic influences.

Throughout the conversation, the hosts and Kelly explore the critical aspects of successful real estate investing, stressing the significance of buying right, understanding market cycles, and the benefits of having a focused and goal-oriented approach. Kelly's pragmatic and experienced-based insights provide listeners with actionable advice for navigating the complexities of real estate investment and financing.

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Elevate your real estate investment game with the #reiAF Mastermind! Join a community of ambitious investors where cutting-edge strategies, exclusive market insights, and personalized coaching converge to turbocharge your portfolio's growth. Whether you're looking to refine your investment approach, explore innovative opportunities, or expand your network with like-minded professionals, our mastermind is designed to propel you toward your goals. Don't miss the chance to transform your real estate journey. Book your consultation today and discover how the #reiAF Mastermind can redefine the landscape of your investment success. Your next level awaits – are you ready to step up?

Strap in for one of the most unconventional episodes of "The Institute of Higher Earning" podcast yet! We're taking you on a rollercoaster journey that zigzags from the daring world of fox hunting to the unexpected art of bathroom selfies, and lands right in the middle of savvy real estate strategies. Our special guest, John Jackson, isn't your average real estate guru – he's a day-trading maverick turned lease option wizard with a knack for hilarious anecdotes and a taste for adventure.

In this episode, we dive headfirst into the thrilling and often unpredictable realm of real estate investing, while also navigating the peculiar hobbies and personal lives of our hosts and guest. Expect tales of not quite foxes, questionable selfies in bathrooms, and some hardcore insights into lease options that could revolutionize your approach to property investment.

John Jackson spills the beans on his journey from the high-octane world of day trading to the strategic nuances of real estate. We also explore the power of mentorship in real estate, how to tailor strategies to meet seller needs, and the secret sauce to success in lease options.

But that's not all – our episode is peppered with side-splitting banter, personal confessions, and a conspiracy theory or two just for the heck of it. Whether you're here for the real estate wisdom or just in it for the laughs, this episode delivers on all fronts.

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Join our Mastermind Community : https://REIAF.com

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Connect with us on these Socials:

Instagram 📺:

Nick - https://www.instagram.com/nicksic/

Tony - https://www.instagram.com/tjsicilian/

TJ - https://www.instagram.com/tjkosen/

TikTok 🎵:

TSB - https://www.tiktok.com/@TheSicilianBrothers

TJ - https://www.tiktok.com/@thetjkosen

Websites👩‍💻:

TSB - https://TheSicilianBrothers.com

TJ - https://TJKosen.com

Donald Trump is being sued by New York Attorney General Letitia James for $370 million in fines and to bar Trump from the New York real estate industry. The case is based on the valuation of Mar A Lago, a golf resort in one of the most exclusive parts of south Florida. The Trump Organization values this property at almost a billion dollars. The State of NY is suggesting a much more modest number of $18 million.

In this episode we break down some of the peculiar things about this case, from the reasons for a New York State Attorney to bring a civil case against a former president for an investment property on the other side of the country to the outright refusal of the court to accept expert testimony on the valuation of a property like Mar A Lago.

Stay tuned all the way to the end where we will pull up some of our own beachfront property and see what kind of values we're working with.

If you need more of this type of top tier analysis and guidance for your business, visit REIAF.com and apply to join our exclusive Mastermind. We don't accept all applicants and please NO NEWBIES! You need to have done a deal or two already to get the most out of what we offer.

We have plenty of free events and resources to help you get your first deal if you are new, so join the community and follow us on all the socials: TJ Kosen, The Sicilian Brothers, REIAF Mastermind.

Links:

ZeroHedge Article: https://www.zerohedge.com/political/explaining-18-million-mar-lago-valuation-ny-trump-case-judge

Active Comp from Palm Beach Expert: https://listings.moensrealestate.com/idx/details/listing/a294/23-752/965-N-Ocean-Boulevard-Palm-Beach-FL-33480

Gleneagles: https://www.invitedclubs.com/clubs/gleneagles-country-club/host-an-event/tournaments-outings/signature-services

House off Gleneagles: https://www.realtor.com/realestateandhomes-detail/1708-Cliffview-Dr_Plano_TX_75093_M71166-06546?from=srp-map

Gleneagles Tax Value: https://www.collincad.org/propertysearch?prop=1767332&year=2023